CGS Web Site Design Articles......
 
Web Site Design- Your Internet Identity
 


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Accept Credit Cards without a Merchant Account.

Do you want to accept Credit Cards at your website but do not wish to get a merchant account? The following websites offer this option and most of them offer their services internationally
 

Here is an overview of affordable services that can be used for accepting credit cards for your web business.
 

Here is an explanation of the terms used:
  • Per Transaction fee- Amount the company charges for processing each payment that is made through them by your customer.
  • Hidden Fees- Other fees that may not be obvious at first glance or are unusual.
  • Merchants Accepted- Whether the compnay accepts clients from all over the world or not.
  • Products Accepted- Type of products that a client can sell thorugh this company.
  • Payment Method- How the company transfers payments to its clients and what fees it charges.
  • Payment Frequency- How frequently does the company pay its clients.
  • Customer Service- Does the company respond promptly to inquiries and is it customer friendly and reliable?

Click Bank :

Set up fee- $49.95
Per Transaction fee- $1+7.5% of amount
Monthly Fee- None
Hidden Fees- None
Merchants Accepted- All (U.S and International)
Products Accepted- Intangible only
Payment Method - Check by mail ($2.5 processing fee per check)
Payment Frequency- Twice a month
Customer Service- Excellent

2 Check Out :


Set up fee- $49
Per Transaction fee- $0.45+5.5% of amount
Monthly Fee- None
Hidden Fees- None
Merchants Accepted- All (U.S and International)
Products Accepted- All
Payment Method - Check (free), ACH (free), International Wire transfer ($3-$33)
Payment Frequency- Twice a month
Customer Service- Excellent

CC Now :


Set up fee- None
Per Transaction fee- 9% of amount for US merchants, 11.95% for Interantional Merchants
Monthly Fee- $10 for U.S. Merchants, $11.95 for International Merchants
Hidden Fees- None
Merchants Accepted- All (U.S and International)
Products Accepted- Tangible only
Payment Method - Check by mail (Free), ACH (Free), Cashier's Check ($15), EFT ($40)
Payment Frequency- Twice a month
Customer Service- Good

ProPay :

Set up fee- $9.95
Per Transaction fee- $.35 +3.5% of amount
Monthly Fee- None
Hidden Fees- Yes
Merchants Accepted- U.S. only
Products Accepted- All
Payment Method - Check and ACH ($0.35 processing fee)
Payment Frequency- When requested
Customer Service- Average

Kagi :

Set up fee- None
Per Transaction fee- 10% of the transaction ($2.50 minimum) or 5% plus $5 per transaction whichever is less
Monthly Fee- None
Hidden Fees- Possible
Merchants Accepted- All (U.S and International)
Products Accepted- All
Payment Method - Electronic Fund Transfer (EFT) Service ($35), US$ Check (Free), Foreign currency check ($10)
Payment Frequency- Once a month
Customer Service- Poor